Not always - it depends on your work and health coverage situation. If you miss the right window, you could face lifetime penalties.

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You might be able to delay Medicare - but it depends on your employer size and insurance type.

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Great question - they both fill coverage gaps, but in very different ways.

Call us and we’ll break it down clearly so you can make the right choice for your situation.

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Nope. We're a free resource.

You can ask all your Medicare questions without any pressure.

If you choose, we can connect you to a licensed insurance agent - but only if and when you're ready.

Yes! When you call, you’ll speak with our friendly Medicare Help Assistant first.

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You could face lifetime penalties or gaps in coverage. But don't panic - many people aren’t sure about their deadlines.

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No - there are gaps. Things like dental, vision, hearing, and prescriptions aren’t fully covered under Original Medicare.

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Yes - especially if you’re thinking about switching plans, moving states, or reviewing coverage during Open Enrollment.

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